The moral dilema of career choices

I remember a Journalism professor saying that Journalists have a Jesus complex. They want to save the world. And, rightly so. It needs saving.
At age 22, fresh-faced and ready to do my part as one of society's watch dogs, I joined the world of small-town journalists as the editor of the Lake County Citizen. Thrilled to be contributing by reporting the important goings on in Leadville, Colorado, I was quickly disillusioned by the corporate malaise that penetrates every decent venture.
That was 1981.
After a series of jobs and careers which all fortunately built upon each other, I find myself in a career that I believed made an important contribution to society. Yes, this base requirement of making a difference in the world while still generating more than a meager income, felt right to me. I make a living educating people saving for retirement. A noble cause indeed. I stand before politicians and executives and convince them of my passion to help people retire with dignity. And by so doing, they most certainly choose my company to administer their 401k or 457 plan (or so I like to believe).
All was well in my quest to make a difference in the world, until the big financial paradigm shift that happened a month or so ago.
How could a nation like ours make such bad decisions, creating a downward spiral to beat all spirials.
And then it occurred to me. It was the invention of the 401k that started it all. The 401k made every citizen an investor, regardless of their skill, desire or ability. Before the 401k, the only people who played in the stock market were a few hundred thousand people who knew exactly what they were doing and spent a lot of time watching their portfolios. Now, we have a nation of uninformed investors who panic and sell low and get excited and buy high.
It's not right.
It's as if the nation as a whole decided that if you want to drive a car you need to become a mechanic and do all repairs yourself. Certainly there would be an abundance of abandoned cars littering our roadways were that the case.
And here I am, in yet another career moral dilema. But this time I truly can make a difference. Apparently it is the lot of Americans to invest their own money. Now, more than ever, is when we need education for American investors, who are justifiably leary of the institutions who have bullied them into saving, and for what.
I guess my Jesus complex is kicking in again.